See What Payers Are Really Paying
Get visibility into commercial payer negotiated rates. Stop negotiating blind. Access the same data large health systems use to secure fair reimbursement.
No credit card required to start. Cancel anytime.
Market Rate Data
Access negotiated rates from BCBS, Aetna, Cigna, UnitedHealthcare, and more.
Compare Your Rates
See how your current contracts stack up against market benchmarks.
Negotiate Smarter
Use real data to justify rate increases during payer negotiations.
How It Works
Get started in minutes with three simple steps.
Enter Your Specialty
Select your medical specialty and practice locations to customize your rate intelligence dashboard.
See Market Rates
View what commercial payers are paying providers in your area for the CPT codes you bill most.
Negotiate Better
Use real market data to justify rate increases and secure fair reimbursement from payers.
Everything You Need to Negotiate Smarter
Built specifically for private practices and physician groups who want fair reimbursement.
Rate Search & Compare
Search negotiated rates by CPT code across all major commercial payers in your market.
Payer Breakdown
See detailed rate comparisons for BCBS, Aetna, Cigna, UnitedHealthcare, and regional plans.
Geographic Analysis
Analyze rate variations by zip code, region, and state to understand your local market.
Your Rate Comparison
Compare your current contract rates against market benchmarks to identify opportunities.
Watchlist & Alerts
Track specific CPT codes and get notified when rates change in your market.
Export Reports
Download rate data as CSV or generate professional PDF reports for negotiations.
Negotiation Tracker
Track your payer negotiations, store notes, and monitor progress toward rate goals.
Secure & Private
Your data is encrypted and never shared. SOC 2 compliant infrastructure keeps you safe.
Simple, Transparent Pricing
One plan with everything you need. No hidden fees or surprises.
Monthly
Billed monthly, cancel anytime
- Unlimited rate searches
- Compare rates across all major payers
- Market rate analytics & benchmarks
- CPT code watchlist
- Rate change alerts
- Export to CSV & PDF
- Negotiation tracking
- Priority email support
Annual
Billed annually
Save $169 per year (36% off)
Get Started- Unlimited rate searches
- Compare rates across all major payers
- Market rate analytics & benchmarks
- CPT code watchlist
- Rate change alerts
- Export to CSV & PDF
- Negotiation tracking
- Priority email support
No credit card required to start. 7-day free trial on all plans.
Frequently Asked Questions
Have questions? We have answers. If you do not see what you are looking for, contact us.
Our data comes from the Machine-Readable Files (MRFs) that commercial health insurers are required to publish under the federal Transparency in Coverage Rule. This is the same data that large health systems and hospitals use for their rate negotiations.
The data is pulled directly from payer-published files and reflects actual negotiated rates between payers and providers. We process and validate the data monthly to ensure accuracy. While no dataset is perfect, MRF data represents the most comprehensive view of commercial payer rates available.
Metrum Health is designed for private practices, physician groups, and healthcare consultants who want to understand market rates and negotiate better payer contracts. Whether you are a solo practitioner or a multi-specialty group, our platform helps you benchmark your rates against the market.
Yes, you can cancel your subscription at any time. There are no long-term contracts or cancellation fees. If you cancel, you will retain access until the end of your current billing period.
Absolutely. We use industry-standard encryption (AES-256) for all data at rest and in transit. Your rate comparisons and negotiation notes are private and never shared with third parties. Our infrastructure is SOC 2 Type II compliant.
Payers publish new MRF data monthly, and we process updates as they become available. You will receive alerts when rates change for codes on your watchlist, so you always have the latest information for your negotiations.
We cover all major commercial payers including Blue Cross Blue Shield (all state affiliates), Aetna, Cigna, UnitedHealthcare, Humana, and many regional plans. Coverage varies by geography, but we typically have data from 10+ payers per market.
Yes! You can start with a 7-day free trial on any plan. No credit card is required to sign up. This gives you full access to search rates, compare your contracts, and explore the platform before committing.